Attention homeowners in Fayetteville and Fayette County: Get an Appraisal today!
Here are the top seven reasons why Georgia homeowners hire McCormick Appraisal Services, LLC:
We at McCormick Appraisal Services, LLC understand the unique needs of a homeowner seeking appraisal services. Our customary business clients get the appraisal process and the usual reporting formats. As our non-traditional client, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own house because of your emotional attachment to it. The professional appraisers at McCormick Appraisal Services, LLC will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to an accomplished appraiser's value conclusion than yours.
Challenge a property tax assessmentIf you live in a region that is declining or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal from McCormick Appraisal Services, LLC is your strongest weapon when contesting your property tax assessment.
Appraisals to cancel PMIGetting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping people just like you do away with unwanted PMI insurance.
HELOC recently frozen?Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. McCormick Appraisal Services, LLC can provide you with efficient appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for verity? An appraiser from McCormick Appraisal Services, LLC can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? McCormick Appraisal Services, LLC can help you with that. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.